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American Prosperity Group was founded by Mark E. Charnet in 2003 after 25 years of experience &  success in the Retirement & Financial Estate Planning industry. Mark believes that everyone can benefit from the financial planning process.

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Learn from a professional on preserving and protecting your wealth and creating your dream retirement.  Founder of American Prosperity Group, Mark Charnet has featured placements in many news stations and publications for his expertise in the financial industry.

Saving Tips from a Financial Expert

The goal of becoming a millionaire while starting out with “zero” is something we all can strive for

In 2021, Inflation Is Real – But Don’t Panic

An anticipated jump in inflation this year would be inconvenient, but it needn’t be a disaster.

How to Pay for Long-Term Care When you are not in Perfect Health

What to do if you think you can’t qualify for long-term care insurance

Life Insurance for Single Parents

Without another parent to step in, what happens when you are no longer able to take care of your children?

Annuities vs. 401(k): Understanding the Similarities and Differences

Without another parent to step in, what happens when you are no longer able to take care of your children?

How do HELOC Fixed-Rate Options Work?

Without another parent to step in, what happens when you are no longer able to take care of your children?

Smart Ways to Use Your HOme Equity for Remodeling?

Without another parent to step in, what happens when you are no longer able to take care of your children?

How to Open a Brokerage Account for Your Kids?

Investing for kids is the best way to give them a financial leg up.

3 Reasons to Buy Life Insurance in Your 20’s

Life insurance buyers traditionally have dependents or are married — in other…

How to do a Balance Transfer in 5 Steps

Life insurance buyers traditionally have dependents or are married — in other…

Profit-Sharing Plans: Should You Take One?

Consider your retirement goals and savings preferences before getting a profit-sharing plan.

Profit-Sharing Plans: Should You Take One?

Consider your retirement goals and savings preferences before getting a profit-sharing plan.

Great Ways to Earn Extra Cash in Retirement

Take these easy steps to increase income during your retirement years.

Worst Mistakes When Lending Money

15 Mistakes to Avoid When Loaning Money to Friends and Family

Options to Help Participants Avoid Tapping Into Retirement Savings

Plan sponsors can share with participants other options to consider before taking a DC plan loan or withdrawal.

How to Help Your Teen Responsibly Build Credit

And what to discuss so they don’t show up a day late and a dollar short

What to do With an Inheritance

Receiving an inheritance after the passing of a loved one, especially when it’s unexpected

Watch Your Credit Score, Even with Relief

Millions of Americans are struggling to pay off their loans during the pandemic.

30 Careless Ways Retirees Waste Money

Receiving an inheritance after the passing of a loved one, especially when it’s unexpected

How to do a Balance Transfer

Transferring your existing balance to a zero-interest credit card can help you pay off card debt faster and avoid paying extra interest.

Components of Annuity Pricing

The costs of annuities depends on the type and the amount of flexibility.

All About Funeral Costs: Average Costs for Burial, Cremation, and Funeral Services

Transferring your existing balance to a zero-interest credit card can help you pay off card debt faster and avoid paying extra interest.

Caring for Aging Parents: How to Ease your Financial Burden

Are you a Millennial worried that you’ll soon be taking care of your elderly parents?

All About Funeral Costs: Average Costs for Burial, Cremation, and Funeral Services

Transferring your existing balance to a zero-interest credit card can help you pay off card debt faster and avoid paying extra interest.

8 Rules for Investing After Retirement

How to invest your retirement money

Your Loved One Just Made a Huge Money Mistake – Now What?

Find out if it’s OK to give money tips or let them borrow money.

What is a Fiduciary Financial Advisor?

A fiduciary financial advisor is an investment professional who is legally obligated

Should  get a Credit Card or a Personal Loan?

Myth or fact? Credit cards and personal loans are practically the same.

Guide to Investing in Bond Funds

Bond funds can diversify your portfolio, but it’s important to…

5 Questions to Ask about Living Benefits

Myth or fact? Credit cards and personal loans are practically the same.

The Single Mom’s Guide to Investing

Bond funds can diversify your portfolio, but it’s important to…

Reverse the Way You Budget by Paying Yourself First

Many people approach budgeting in this fashion: Pay bills, spend a little, and any money that’s left goes in savings.

Unique Financial Gifts for College Graduates

With the end of the semester approaching, many students are preparing for graduation. 

How to Really Save Money on Car Insurance

Car insurance isn’t a one-size-fits-all proposition.

15 Financial Resolutions that will Make you More Money in 2020

You know the year-end ritual, make all sorts of promises to do better…

What Does Life Insurance Cover?

5 Unexpected Ways Life Insurance Can Help Your Family After You Die

How to Score a Top Rate in a Savings Account

Rising rates may irk Trump but they’re good news for savers. Here’s how to find the best rate.

How Much Does a Financial Advisor Cost?

Financial advisor fees can be hidden inside different fee structures.

Best IRA Account Providers

You don’t need a lot of money to open a tax-advantaged IRA account with these companies.

After Market Whiplash, Experts Say Check Your Investment Basics

Bottom line: Don’t obsess over what you can’t control.

5 Tips for Turning Bad Credit into Good Credit

Your credit score might be the most important number in your life.

16 Tips for Making Tax-Deductible Charitable Donations

As the clock winds down on 2018, many people are scurrying to make their final charitable donations…

Beware of These New Estate Planning Scams

Bad advice. High fees. Trust mills. There’s a lot to watch out for when…

Public Liability Insurance: Cost, Coverage & Quotes

Public liability insurance is the term used in the United Kingdom for what United States agents…

Featured Placements on TV

Proud to be your local news financial expert, Mark Charnet shares tips and knowledge on a variety of financial topics.

News 12 – It’s Your Money – Interview with Mark Charnet

Catelyn Terrill

Administrator

As an Administrator at Assurance & Guarantee, Catelyn Terrill is motivated by her desire to help others. Everyday she works to help men and women achieve their retirement goals; Catelyn understands how difficult it can be to plan for retirement without the aid of an advisor. You can find Catelyn helping clients, taking phone calls, filling out paperwork, and assisting retirement planners daily.

Originally from Burlington, North Carolina, Catelyn now resides in Graham, North Carolina with her husband, Isaac. Her favorite travel destination is any beach on the West Coast. Her favorite hobbies include music, playing the piano, and learning sign language. Catelyn wants to ensure that all others feel comfortable and loved; she is able to achieve this by continuously living an honest life and passionately serving God.

Olivia Hutchens

Office Manager

As the Media Manager at Assurance and Guarantee, Isaac’s primary responsibilities consist of working with the company’s social media and marketing. He chose to enter the financial industry because of his desire to help people make informed decisions about the money that they’ve invested, therefore helping people live a happier and healthier retirement.

Isaac has been in the industry for 2 years and says that the most valuable lesson he’s learned thus far, is to make sure that the people you’re working with have your best interest in mind and not their own.

Before entering the financial industry, Isaac attended Steller school for Higher Learning and is currently working on getting his Mechatronics Engineering Degree at Alamance Community College. Aside from school and working at Assurance and Guarantee, Isaac enjoys playing sports such as basketball, soccer, and airsoft.

Isaac Terrill

Media Marketing Manager

As the Media Manager at Assurance and Guarantee, Isaac’s primary responsibilities consist of working with the company’s social media and marketing. He chose to enter the financial industry because of his desire to help people make informed decisions about the money that they’ve invested, therefore helping people live a happier and healthier retirement.

Isaac has been in the industry for 2 years and says that the most valuable lesson he’s learned thus far, is to make sure that the people you’re working with have your best interest in mind and not their own.

Before entering the financial industry, Isaac attended Steller school for Higher Learning and is currently working on getting his Mechatronics Engineering Degree at Alamance Community College. Aside from school and working at Assurance and Guarantee, Isaac enjoys playing sports such as basketball, soccer, and airsoft.

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