Long-Term Care

Maximize your income today, while protecting, preserving and perpetuating your wealth for tomorrow. ®

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Formulate a tailor-made long-term care plan that fits your budget and level of protection desired.

Long-Term Care (“LTC”) is the assistance needed when one either requires help performing an activity of daily living (e.g., bathing, dressing, eating, etc.) or has a severe cognitive impairment, such as Alzheimer’s disease. Because Medicare does not pay for long-term care services, such as assisted living, and only pays for the first one hundred days of skilled care (i.e., physical therapy or nursing), it may be important to consider purchasing a LTC insurance policy. With the creation of new hybrid insurance products, something that was once viewed as too expensive may now actually be a very practical purchase for you. We can guide you through that decision-making process in determining what exactly is best for your individual case.

Strategies For Retirement Planning

To schedule a time to discuss your financial future, contact us today at (973) 831-4424.

You deserve to be educated, enlightened, and informed!

Ensuring a Secure Retirement

Making your future our priority

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Mark Charnet is a registered representative of and conducts securities transactions through CoreCap Investments, LLC., a registered broker-dealer, member FINRA/SIPC. Mark Charnet is also an investment advisory representative of and provides advisory services through CoreCap Advisors, LLC. American Prosperity Group is a separate entity and not affiliated with CoreCap Investments or CoreCap Advisors.

The content of this website is developed from sources believed to be accurate and complete; however, no guarantee can or is given for such accuracy or completeness. Nor is the information in this material intended as tax or legal advice. Please consult your own legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale, or the solicitation of such an offer, of any security, insurance product, or annuity in any jurisdiction in which the persons represented on this site are not appropriate licensed, registered, appointed, or otherwise qualified by law and regulation to make or solicit such purchases and sales.

Mark Charnet is authorized to transact securities related business and investment advisory services only in states where he is properly registered. For investment products and services these states include: CA, CT, FL, KY, MA, NC, NJ, NY, OH, PA, TX, VA. For investment advisory services these states include: CA, CT, KY, MA, NC, NJ, OH, PA, VA. Additionally, clients who are not residents of these states cannot be serviced. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation.

Catelyn Terrill

Administrator

As an Administrator at Assurance & Guarantee, Catelyn Terrill is motivated by her desire to help others. Everyday she works to help men and women achieve their retirement goals; Catelyn understands how difficult it can be to plan for retirement without the aid of an advisor. You can find Catelyn helping clients, taking phone calls, filling out paperwork, and assisting retirement planners daily.

Originally from Burlington, North Carolina, Catelyn now resides in Graham, North Carolina with her husband, Isaac. Her favorite travel destination is any beach on the West Coast. Her favorite hobbies include music, playing the piano, and learning sign language. Catelyn wants to ensure that all others feel comfortable and loved; she is able to achieve this by continuously living an honest life and passionately serving God.

Olivia Hutchens

Office Manager

As the Media Manager at Assurance and Guarantee, Isaac’s primary responsibilities consist of working with the company’s social media and marketing. He chose to enter the financial industry because of his desire to help people make informed decisions about the money that they’ve invested, therefore helping people live a happier and healthier retirement.

Isaac has been in the industry for 2 years and says that the most valuable lesson he’s learned thus far, is to make sure that the people you’re working with have your best interest in mind and not their own.

Before entering the financial industry, Isaac attended Steller school for Higher Learning and is currently working on getting his Mechatronics Engineering Degree at Alamance Community College. Aside from school and working at Assurance and Guarantee, Isaac enjoys playing sports such as basketball, soccer, and airsoft.

long-term care