Life Insurance

Customize a Life Insurance Plan that Meets the Needs of You and Your Family.

When people think of life insurance they typically think of term insurance: Paying a fixed premium on a monthly basis for a guarantee* from an insurance company to pay a fixed amount of money to one’s beneficiaries. While everyone should have life insurance, the industry has evolved and created cutting-edge and versatile products that not only provide a death benefit, but also accumulate cash value. Examples include whole life insurance, universal life insurance, and variable life insurance. Each type has its own unique characteristics and traits, but the goal for each is to provide your loved ones with a sense of financial security should you die prematurely and also accumulate as much cash value as possible for you to tap into on an income-tax-free basis. More and more people are buying cash value life insurance because of the tax efficiency it offers.

*Guarantees based solely on the claims paying ability of the insurance companies selected and compliance with product terms.

Strategies For Retirement Planning

To schedule a time to discuss your financial future, contact us today at (973) 831-4424.

We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products and securities to custom suit their needs and objectives. 

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